After viewing this website, naturally you will have many questions. To assist you further, Sturgen Properties has a show room in the centre of Belfast for your convenience. Feel free to make an appointment and we can talk you through the entire process.
During visits to our offices from other discerning investors we thought it would be helpful to detail some of their most common queries.
Will the property be in my name after I purchase?
Do I need to engage a Solicitor in Turkey? Or can I use my own Solicitor here?
How do I finalise my TAPU transfer?
Will the development be completed all at once?
What are the hidden costs to purchase?
What are the ongoing costs per year, such as Rates and House Insurance?
How do I go about raising finance for my purchase and can I get a Mortgage in Turkey?
Is there good health service and Chemists?
How easy is it to fly from Ireland to Turkey?
After I purchase what happens in the years to come?
Of course, all our developments are owned by Sturgen Properties, therefore you will be given a clean freehold title deed to your property to be transferred into your name after all initial processes have been completed (Turkish: TAPU) (Page Top)
The TAPU is a single official document, detailing everything relating to your new home. Such as Its exact mapping location and area, size and type of property, the new owners (Photographs), the previous owners, Condition of habitation and importantly, the price you paid for your Villa. Sample TAPU Document (Page Top)
The quick answer to both questions is no. It is not compulsory to use a solicitor in Turkey to convey your property transaction. In almost all cases a property exchange is ratified by the government notary official. It is however, compulsory for a foreign national to use an official government translator in this process. The use of a solicitor in Turkey is entirely up to the individual and we can assist any purchaser with introductions to many English speaking solicitors. However, the transfer of a deed in Turkey especially on new build property is straight forward and most searches carried out by a solicitor can be easily viewed in the local Deeds office. Unfortunately, your solicitor at home cannot advise you outside their jurisdiction, however, friendly pointers should be taken on board. (Page Top)
We will assist you through every stage of your TAPU transfer. You will be required to register with the local tax office and obtain a tax number. This will permit you to open bank accounts, register for electricity and water. We will fill in the forms and processes to obtain mandatory ‘Military clearance’ (normally takes up to 12 weeks). Once these stages have been completed you are entitled to purchase a property and register as a home owner, enjoying the same rights as a turkish national. (Page Top)
Sturgen properties will construct all its properties in one stage. Unlike the UK housing market were an ongoing development can be acceptable, however, a holiday resort is in essence as ‘get away from it all’. We believe that you want to holiday on a comfortable, manicured environment, and NOT a building site. (Page Top)
One of Turkey’s great advantages is it relatively low cost of home ownership. Our experience in the Turkish home market places us in the best place to advise you with the exact costs related to a property investment. (Page Top)
Ongoing costs in Turkey are small in comparison with countries such as Spain, Portugal and France. (Page Top)
Traditionally, mortgages have not been available to foreign nationals in Turkey. However, the law changed this year paving the way for lending up to 70% of the property value. Some banks have been quicker to make loans available than others. Although most will expect the property to be constructed to rough shell before they will pay out any funds. To date all investors in turkey have financed their purchases from home. Of course there is now the real option to retrospectively mortgage your new home with a Turkish lender at a later date. (Page Top)
You will be surprised at the high quality of medical care in Turkey. Both the National and the private Hospitals are clean and efficient, backed up with a comprehensive network of Chemist shops. In recent years Turkey has become a popular destination for different types of plastic surgery, due to it being the most cost effective and successful in Europe. As a point of historical interest it was Turkey where Florence Nightingale laid the foundations for modern nursing practices. (Page Top)
There are many different airlines now servicing IZMIR and BODRUM Airports. During April to October you have Sunworld, Goldtrail, First Choice, Budget Travel, Sunway and Pegasus all flying direct from Dublin or Belfast. A good guide price for return flights outside peak season is €250. Other timesof the year Turkish Airlines fly 5 times a week from Dublin to Istanbul, which will provide a connection to IZMIR. (Page Top)
Once you have your Turkish home you will want your space and independence to enjoy it. However, in the back ground we will always be there available to assist you. In essence you will never be left alone. Through our network in Northern Ireland and Turkey you will a base here to sort out problems and contact in Turkey to equally assist you there. (Page Top)